71. APY= Annual Percentage Yield. Comparison based on Alliant Credit Union 1.35% APY as of 04/01/2020 vs. the bank national average savings rate of .09% APY as of 04/01/2020 sourced from National Association of Federal Credit Unions in cooperation with SNL Financial and Datatrac Corp. 42. If you have established your Alliant membership online, the terms of the Electronic Signature and Consent to Conduct Business Electronically (PDF) disclosure shall apply. 56. APR=Annual Percentage Rate. APR is 0.4% higher without automatic payment option. Loan approval and APR based on payment method, creditworthiness and ability to repay. Rates, terms and conditions are subject to change. A loan with a rate of 6.24% APR with a term of 12 months would result in monthly payments of $86.20 per $1,000 borrowed. Payment example is an estimate. Your actual payment may differ based on your special qualifying rate and loan terms. 63. The April savings dividend provides an Annual Percentage Yield (APY) of 1.35%. The APY is accurate as of the 3/26/2020 dividend declaration date. Dividends are paid on the last day of the month to accountholders who have maintained an average daily balance of $100 or more. Savings dividend may change after account is opened and is subject to change monthly. Dividend applies to Savings, Supplemental Savings, Kids Savings Accounts, UTMA Custodial Accounts, Trust Accounts, IRA. Fees may reduce earnings on the account.
The Run Down Loan consolidation, home expenses or emergencies No collateral required for these unsecured personal loans Loans from $1,000 to $50,00056 Terms from 1 to 5 years56 Typically, same-day deposit into your account! (Or we’ll mail a check if you prefer.) No prepayment penalties. Pay early and save on interest. Loan approval and APR based on payment method, creditworthiness and ability to repay.
Member of Alliant Credit Union Age 18 or older
Tel.: 800-328-1935 Twitter: @AlliantCU https://www.alliantcreditunion.org/ 11545 West Touhy Avenue, Chicago, IL 60666 1600 Golf Rd, Rolling Meadows, IL 60008
Best for current members looking for a low maximum rate. Pick something else if you aren’t interested in joining a credit union. When will I receive the funds from my Alliant Personal Loan? As long as your loan is approved through the Alliant loan process, funds are available the same day, in most cases. What type of collateral do I need to provide for a personal loan? Alliant Personal Loans are unsecured loans (aka, signature loans), so no collateral is needed. Contact a loan specialist for more information. Can I pay off my loan quicker than the payment schedule? Yes. At Alliant, there are no prepayment penalties for paying off your loan faster than your payment schedule. In fact, it’s a great way to save on interest over the long run. Do you offer a debt protection plan? Yes, we offer a debt protection benefit plan in the event of death, disability or involuntary unemployment. Learn more or speak to your Loan Consultant for additional details.