Their amounts range from $1000 to $100000 depending on your needs. The terms vary from 2 to 7 years. And the interest rates you may be charged start with 4.99% APR and may go up to 35.99% APR. It’s usually fixed. Any additional fees should be discussed with the lender. So should you also inquire about minimal credit score requirements as various companies provide loans for either only good credit borrowers or for both good and fair credit ones. CREDIBLE PERSONAL LOANS A Credible personal loan is $1000 – $50000, or even $100000 unsecured cash advance which is to be repaid in monthly payments over 2 – 7 years. The terms and interest rates depend on the lender and your credit score. On average the APR is 5% – 36%.
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The minimum age of 18 or older, U.S. residence; A valid Social Security number, A steady income, A good credit history.
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Credible Personal Loans can be used for a variety of needs: Home improvement Debt consolidation Credit card refinancing Student loan refinancing, etc. Personal loans; Cash-out mortgage refinance with fixed loan terms and a fixed or variable interest rate Home equity loan with a fixed repayment term and a variable or fixed rate Home equity line of credit (HELOC) with an open-ended repayment term and variable interest rate