Loan By Phone Personal Loans

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LoanByPhone offers payday loans from $100 to $1,500 though the amount may vary depending on your state of residence. LoanByPhone operates in the following states: Alabama, Alaska, California, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Kansas, Louisiana, Missouri, Mississippi, Nevada, Ohio, Oklahoma, Oregon, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin and Wyoming. Terms also vary by state, but mostly you will need to pay off the loan in 14 – 30 days after you borrow when you get the next paycheck.

Loan Information

Online cash advance is really quick, easy, and confidential with LoanByPhone. They offer Payday Loans, Installment Loans and Line of Credit for both good and bad credit score customers. An easy, online application that takes only minutes to complete will help you get the approval and necessary funds as soon as possible. LoanByPhone makes the loan process really easy and mobile. Ypu can apply on the go, get funds quickly, and manage your account, all from the device at your fingertips.

Loan Requirements

Go to LoanByPhone’s website. Fill out your name, phone number, ZIP code and email in the Apply Now section. Fill out a pre-qualification form which includes your income and bank account info Submit your application to see if you’re prequalified for a short-term loan. When the application is completed and submitted to Loan By Phone, the company will contact customers at the number provided on the application to confirm the details. Get approved and wait for the money.

Loan Contact

There are several options to apply for a Payday Loan at Loan by Phone: on their website by calling their toll free number 877-577-7977 by fax (First-time applicants would fax their loan application to 877-577-7978. Returning applicants can fax their loan application to 866-451-3007). LoanByPhone Customer Service Department address is 201 Keith Street | Suite 80, Cleveland, TN 37311. The phone number is 877.577.7977, fax: 877.577.7978, The office works on Monday – Friday, 8am to 9pm EST and Saturday, 10am to 5pm EST.


Loan By Phone interest rates and terms vary depending on the loan product you choose, where you live, your income, and your credit history. This table provides you with a range of rates, so you can get an idea of what a Payday loan, Installment Loan and Personal Loan may cost.

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