PayOff offers you a personal loan tailored to you with the lowest interest rates on the market and minimum requirements. You should keep in mind that the amount of money that you will be lent will be related to the amount of money from your annual income and also from your credit history. The better history and income, the more money they will lend you and you can repay it in comfortable monthly installments.
The first step to financial wellness is taking control of your credit card debt. The Payoff Loan gives you the power to reduce multiple high-interest payments into one low-rate monthly payment.
1- Check Your Rate
There are no application fees or commitments, and it does not impact your credit score.
2- Choose Your Terms
Select the offer that works best for you and finish your application.
3- Verify Your Info
Review your terms, verify your information and eSign your loan documents. Find out what you need to get approved.
4- Receive Your Funds
Your funds to pay off your credit card balances will be electronically deposited into your account.
Better Than Credit
Lower rates than most credit cards and customizable loan terms.
Simple and Easy
A single, fixed, and affordable monthly payment to simplify your life.
Paying off your credit cards can help increase your credit score by 40+ points.*
Talk to the friendly and helpful people in our Tustin, CA office.
All it takes is a few minutes to check your rate online.
Focused on Credit Cards
Our loans are specifically designed to help you eliminate high-interest credit card debt.
No prepayment penalties, application fees, late fees, or hidden fees. Because no one wants to do that. You can consolidate all your credit card payments down to one monthly, affordable, fixed-rate payment between 5.99% and 24.99% APR
PayOff Personal Loans