Prosper Personal Loans

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*Based on responses from randomly selected borrowers in good standing who received a loan from 01/01/2019 to 12/31/2019. Survey conducted was of a statistically significant sample size with a 95% confidence level and a 3.94% margin of error. **For example, a three-year $10,000 loan with a Prosper Rating of AA would have an interest rate of 5.31% and a 2.41% origination fee for an annual percentage rate (APR) of 6.95% APR. You would receive $9,759 and make 36 scheduled monthly payments of $301.10. A five-year $10,000 loan with a Prosper Rating of A would have an interest rate of 8.39% and a 5.00% origination fee with a 10.59% APR. You would receive $9,500 and make 60 scheduled monthly payments of $204.64. Origination fees vary between 2.41%-5%. APRs through Prosper range from 6.95% (AA) to 35.99% (HR) for first-time borrowers, with the lowest rates for the most creditworthy borrowers. Eligibility for loans up to $40,000 depends on the information provided by the applicant in the application form. Eligibility is not guaranteed, and requires that a sufficient number of investors commit funds to your account and that you meet credit and other conditions. Refer to Borrower Registration Agreement for details and all terms and conditions. All loans made by WebBank, member FDIC.

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More than $16 billion in loans funded

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9 out of 10 customers would recommend Prosper to friends or family*

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Co-borrower option available. Applying with a co-borrower could help improve your rates

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Get your money in as few as 3 business days — your monthly payment stays the same

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