Rates: To get a Personal Loan (“Loan”) with the Annual Percentage Rate (APR) shown, you must reside in MA, MD, RI, CT, NH, NJ, PA, NY,DE, ME, VT, or DC, meet our highest credit standards, and use automatic payment (ePay) from any Santander Bank N.A. checking account. Fixed loan APRs (with ePay) range from 6.99% to 16.99%, depending on your creditworthiness. The minimum Loan amount is $5,000 and the maximum is $50,000. The APR on the Loan will increase by 0.25 percentage points and the payment will increase, if ePay is not elected or is discontinued. APRs and other terms are accurate as of 10/01/2018 and may change thereafter. A Santander checking account is not required to qualify for a Loan, but use of ePay from a Santander checking account will result in an interest rate discount. Personal Loans cannot be used to finance post-secondary educational expenses. Loan accounts are subject to approval.
Everyone needs a little help now and then. A Personal Loan can help you afford that upcoming big project or purchase. Borrow from $5,000 to $50,000 in one lump sum and take up to 60 months to repay1. A fixed interest rate and no annual fee make it a smart solution for your one–time borrowing needs. Learn how to get a personal loan from Santander Bank.
Competitive interest rates — plus earn a rate discount when you set up automatic payments from any Santander Bank checking account. Predictable monthly payments. No collateral required. No application fee or annual fee.
Call 877.768.2265 to speak with a Personal Banking Representative https://customerservice.santanderbank.com/app/ask
Monthly payments on a Santander Personal Loan with a 60-month term and our best rate of 6.99% APR1