Sofi Personal Loans

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Most personal loan companies request to complete an online form in order to know who is requesting a loan. You must take into account that Sofi takes into account your monthly or annual income to accept or not your loan. Even the amount of money they lend you will be in relation to your credit history and demonstrable income. Each loan company has its own rules and requirements, so if you do not get a loan with a company, you should try applying with another company that asks for less requirements and thus you will obtain your personal loan.

What is the APR rate for Sofi Personal Loans?

Each financial company has its own APR interest rates and that is why it is very important that you read this article and compare the interest rates of Sofi and other companies in order to intelligently choose the best option for you. Fixed personal loan rates range from 5.99% APR to 21.20%.

Whether it is to pay the credit card or for home improvement, Sofi personal loans is one of the best options in the financial market.

Are you paying more than 20% interest on your credit cards?

SoFi Personal Loans could help you save thousands. With low personal loan interest rates and a fixed monthly payment, you can get loans to pay off credit cards, pay off high interest debt, or make a major purchase. It only takes minutes to apply.

Does Sofi have hidden rates on personal loans?

Rest in peace, fees.
Widely known fact: fees are annoying and people hate them. That’s why our personal loans are 100% completely fee-free. That means there are absolutely no fees and no shady hidden fees. You only pay interest.

  1. No origination fees.
  2. No pre-payment fees.
  3. No late fees.

Fixed rates from 5.99% APR to 18.64% APR (with AutoPay). SoFi rate ranges are current as of March 27, 2020 and are subject to change without notice. Not all rates and amounts available in all states. See Personal Loan eligibility details. Not all applicants qualify for the lowest rate. If approved for a loan, to qualify for the lowest rate, you must have a responsible financial history and meet other conditions. Your actual rate will be within the range of rates listed above and will depend on a variety of factors, including evaluation of your credit worthiness, years of professional experience, income and other factors. See APR examples and terms. The SoFi 0.25% AutoPay interest rate reduction requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account. The benefit will discontinue and be lost for periods in which you do not pay by automatic deduction from a savings or checking account. To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull.


Personal loans from $5,000 to $100,000


Low fixed rates (with AutoPay) and no origination fees


Checking your rate will not affect your credit score


Simple online application and live customer support

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