UpGrade Personal Loans

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Personal loans made through Upgrade feature APRs of 7.99%-35.97%. All personal loans have a 2.9% to 8% origination fee, which is deducted from the loan proceeds. Lowest rates require Autopay and paying off a portion of existing debt directly. For example, if you receive a $10,000 loan with a 36-month term and a 17.98% APR (which includes a 14.32% yearly interest rate and a 5% one-time origination fee), you would receive $9,500 in your account and would have a required monthly payment of $343.33. Over the life of the loan, your payments would total $12,359.97. The APR on your loan may be higher or lower and your loan offers may not have multiple term lengths available. Actual rate depends on credit score, credit usage history, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying a loan early. Personal loans issued by Upgrade’s lending partners. Information on Upgrade’s lending partners can be found at https://www.upgrade.com/lending-partners/.

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Personal loans of up to $50,000 with low fixed rates that will never change

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Affordable monthly payments that fit your budget, and no prepayment penalties

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Fast Funding. Money is sent to your bank account within a day of clearing any verifications. No obligation and no impact to your credit score when you check your rate

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Use your loan through Upgrade to pay off high interest credit cards, make a large purchase, finish that home improvement project, or almost any life event!

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